Snellings Law PLLC Attorneys are Personal Injury Trial Lawyers
Don’t Let Insurance Downplay Your Injury: How Snellings Law Can Help
Key Takeaways:
- Seemingly minor injuries can have lasting impacts—delayed symptoms may indicate serious conditions that require long-term care.
- Insurance companies often undervalue injury claims, offering settlements that don’t fully cover medical expenses or recovery costs.
- Snellings Law fights for fair compensation, ensuring you receive the medical treatment and financial recovery you need.
At Snellings Law, we understand that recovering from an accident is not just about healing physically—it’s also about navigating the legal and insurance obstacles that stand between you and fair compensation. Insurance companies often use tactics that can delay, reduce, or deny your rightful claim, leaving victims feeling frustrated and uncertain about their future. Here’s how we address the most common challenges our clients face in personal injury cases.
1. Disputed Liability by Insurance Companies
Even in seemingly clear-cut cases, such as rear-end collisions, insurance companies may dispute liability to minimize their financial responsibility. They may claim that their policyholder was not entirely at fault, dragging out the claim process.
Our Approach:
We collect police reports, surveillance footage, witness statements, and accident reconstruction expert analyses to establish liability. Our legal team ensures that all available evidence is used to counter the insurance company’s attempts to shift blame.

2. Partial Acceptance of Liability
Insurance companies may only accept partial liability, arguing that the injured party was partially at fault. This can significantly reduce the amount of compensation a victim receives.
Our Approach:
Texas follows a comparative fault system, meaning that even if you are partially responsible, you may still recover damages. We work diligently to challenge unfair fault assignments and ensure you receive the highest possible compensation.
3. Difficulty Accessing Medical Care
Some medical providers refuse to treat accident victims due to concerns about delayed payments from insurance claims. This creates barriers to necessary medical care and delays recovery.
Our Approach:
We connect clients with trusted medical professionals who specialize in treating accident-related injuries. We also work to ensure that medical expenses are covered through medical liens or negotiated payment agreements with providers.

4. Lingering Symptoms & 5. Potential Undiagnosed Severe Injuries
What may seem like minor injuries, such as sprains or strains, can have lingering symptoms like stiffness, soreness, and reduced mobility. In some cases, these symptoms can mask serious injuries, such as spinal damage or traumatic brain injuries, which may go undetected without proper imaging and assessments.
Our Approach:
We ensure that clients receive comprehensive medical evaluations, including MRIs and specialist consultations, to identify hidden injuries early. Our team fights for settlements that account for long-term medical care and ongoing symptoms.
6. Inadequate Compensation Offers
Insurance companies often present lowball settlement offers that seem reasonable at first but fail to cover future medical expenses, rehabilitation, or long-term recovery needs.
Our Approach:
We analyze every offer to determine whether it adequately covers medical costs, lost wages, and pain and suffering. If the offer is insufficient, we negotiate aggressively or take the case to court to secure fair compensation.
7. Insurance Views on Treatment Necessity
Insurance adjusters may question the necessity of medical treatments, denying coverage for extended therapy, surgeries, or specialist care despite medical recommendations.
Our Approach:
We work closely with medical experts to provide detailed reports justifying treatment plans. Our legal arguments ensure that insurers cannot dismiss necessary medical care without basis.

8. Outstanding Medical Bills
Victims who accept early settlements may later find that their compensation does not fully cover their medical bills. They may also face pressure from medical providers to pay for treatments upfront.
Our Approach:
We advise clients to wait until the full scope of their injuries is known before settling. We also negotiate with medical providers to delay payments until after a fair settlement is reached.
9. Assessment of Daily Life Disruption
Even minor injuries can impact daily life, making it difficult to work, perform household tasks, or engage in activities. However, insurance companies often downplay these challenges when calculating settlements.
Our Approach:
We gather testimony from clients, family members, and medical professionals to demonstrate how injuries affect daily life. We include these factors in pain and suffering calculations to maximize compensation.
10. Delayed or Incomplete Healing
If injuries are misjudged or left untreated, victims may experience chronic pain, loss of mobility, or worsening conditions over time.
Our Approach:
We ensure that clients follow proper treatment plans and receive ongoing medical evaluations to monitor recovery. If complications arise, we seek additional compensation for future treatments.
11. Impact on Physical and Mental Well-Being
Injuries don’t just cause physical pain—they also lead to emotional distress, anxiety, depression, and PTSD. Insurance companies rarely factor in mental well-being when offering settlements.
Our Approach:
We fight to include mental health impacts in injury claims, ensuring that clients receive compensation for therapy, counseling, and emotional suffering.

Why Choose Snellings Law?
At Snellings Law, we are dedicated to ensuring our clients receive the compensation and medical care they deserve after an accident. We understand that even seemingly minor injuries can have long-lasting effects, and we work tirelessly to hold insurance companies accountable. Our team provides:
- Aggressive negotiation with insurance companies to secure full compensation.
- Access to top medical specialists to ensure proper diagnosis and treatment.
- Thorough case preparation with expert testimony and solid evidence.
- Personalized legal guidance to help clients understand their rights and options.

If you or a loved one has been injured in an accident, you don’t have to face the insurance companies alone. Let Snellings Law fight for the compensation you rightfully deserve. Contact us today for a free consultation.
Call Us: 214-387-0387
Visit Our Website: SnellingsInjuryLaw.com
How it works:
- Call us now or give us your basic information in the Free Strategy Session box
- If your case is something we cannot help you with, we will do our best to get you the information of someone who can.
- If we can potentially help you, we will schedule a Free Strategy Session
There is zero obligation. We want all injury victims to understand their rights and the process.
After your Free Strategy Session, you will understand where insurance companies can set traps for you and what needs to be done to avoid these traps. You will also understand the personal injury process as well as how we can help, or if you need the help of an attorney. The strategy session typically will have one of three outcomes. You:
- Decide to move forward with our law firm.
- Decide to think about it, and we will be available to answer your questions.
- Say, “I’ve got this,” and decide you do not need an attorney.
Again, there is zero obligation and you will be informed and understand your rights and the process. We want to arm you with knowledge to avoid the traps insurance companies set to harm your claim.